Protecting teachers' retirement savings
Protecting teachers' retirement savings
Dan Otter, 46

On crusade since: 2000

Day job: Social studies teacher

Achievement: Created the website, which teaches nonprofit and public-sector workers how to maximize their retirement savings

Why he's a hero: Hired in 1992 as a fourth-grade teacher in California, Otter soon learned that his 403(b), a 401(k)-like retirement plan for nonprofit and public-sector workers, held poor investment options -- mainly high-cost annuities.

In 2000 he co-founded, where teachers and others can learn about their plans, and how to fight for better ones.

Says Otter: "Costs of most teacher 403(b)s can cut savings by hundreds of thousands of dollars."

By Penelope Wang and Joan Caplin @Money - Last updated July 11 2012: 12:39 PM ET
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