(MONEY Magazine) – TOP CURRENT YIELDS % Min. BANK MONEY-MARKET ACCOUNTS yield invest. Telephone

Average 0.46 VirtualBank (Fla.) 2.15 $100 877-998-2265 Bank of Internet USA (Calif.) 2.11 1,500 877-541-2634 National InterBank (Ind.) 2.05 1 888-580-0043 MetLife Bank (N.J.) 2.01 5,000 866-226-5638 ING Direct (Del.) 2.00 1 877-469-0232

TAXABLE MONEY-MARKET FUNDS

Average 0.52 PayPal Money Market Fund[1] 1.02 1 402-935-7733 Scudder Prem. Money Mkt. Shares AARP[1] 0.92 500 800-253-2277 McMorgan Principal Preservation[1] 0.85 5,000 800-788-9485 Scudder Prime Reserve Money Mkt./AARP[1] 0.83 500 800-253-2277 Transamerica Premier Cash Res. Inv.[1] 0.82 1,000 800-892-7587

TAX-EXEMPT MONEY-MARKET FUNDS

Average 0.51 Alpine Municipal Money Market Fund Inv.[1] 1.06 2,500 888-785-5578 Strong Tax-Free Money Fund[1] 0.95 2,500 800-368-6860 Vanguard Tax-Exempt Money Market Fund 0.95 3,000 800-851-4999 Strong Municipal Money Market Fund[1] 0.75 2,500 800-368-6860 Scudder Tax-Exempt Money Fund 0.73 1,000 800-621-1048

TAXABLE SHORT-TERM BOND FUNDS

Average 1.63 Metropolitan West Low Duration Bond M 3.71 5,000 800-241-4671 American Performance S/T Income[2] 3.10 1,000 800-762-7085 Strong Short-Term Income Inv. 2.97 2,500 800-368-6860 Strong Short-Term Bond Inv. 2.80 2,500 800-368-6860 Janus Short Term Bond Fund 2.72 2,500 800-525-3713

TAX-EXEMPT SHORT-TERM BOND FUNDS

Average 1.23 Strong Short-Term Municipal Bond Inv. 2.43 2,500 800-368-6860 Alpine Tax Optimized Income Inv. 2.15 2,500 888-785-5578 Scudder Short-Term Municipal Bond Inv. 1.85 1,000 800-621-1048 BBH Tax Free Short/Interm. Fixed Inc. 1.77 1,000 800-625-5759 One Group Short Term Muni Bond A[3] 1.71 1,000 800-480-4111

SIX-MONTH CDs

Average 0.95 Corus Bank (Ill.) 2.06 10,000 800-989-5101 Ascencia Bank (Ky.) 1.90 500 877-369-2265 giantbank.com (Fla.) 1.87 2,500 877-446-4200 New South Federal Savings (Ala.) 1.85 5,000 866-450-7283

ONE-YEAR CDs

Average 1.23 Corus Bank (Ill.) 2.27 10,000 800-989-5101 Intervest National Bank (N.Y.) 2.25 2,500 212-218-8383 IndyMac Bank FSB (Calif.) 2.25 5,000 800-734-6063 Countrywide Bank (Va.) 2.25 10,000 800-479-4221

FIVE-YEAR CDs

Average 3.20 Capital One FSB (Va.) 4.31 10,000 800-603-1424 Countrywide Bank (Va.) 4.30 10,000 800-479-4221 Bank of Internet USA (Calif.) 4.20 1,000 877-541-2634 Key Bank USA (Ohio) 4.18 5,000 800-872-5553

SAVINGS NOTES AND SOURCES: CD and money-market account data as of May 4 from 100 Highest Yields ($124 for 52 issues; 800-327-7717). Tax-exempt and taxable money-market fund data as of May 2 and May 3, respectively, from Money Fund Report (imoneynet.com); all have a minimum investment of $10,000 or less and assets of $25 million or more. Short-term bond fund data as of March 31 from Lipper; all are medium- and high-quality funds with average maturities of three years or less. [1] Manager absorbed all or some operating expenses. [2] Maximum 2% front-end load on investment under $1 million. [3] Maximum 3% front-end load on investment under $1 million.