Republic Bancorp, Inc. operates as a financial holding company. Its services include personal, business, mortgages, lending, treasury management, and private banking. It operates through the following business segments: Traditional Banking, Warehouse Lending, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The Traditional Banking segment encompasses MemoryBank, private banking, treasury management services, internet banking, other banking services, and bank acquisitions. The Warehouse Lending segment provides short-term revolving credit facilities to mortgage bankers. The Mortgage Banking segment includes 15-, 20- and 30-year fixed-term single-family, first-lien residential real estate loans. The Tax Refund Solutions segment facilitates the receipt and payment of federal and state tax refund products and offers a credit product through third-party tax. The Republic Credit Solutions segment offers general-purpose-reloadable prepaid cards through third-party service providers. The company was founded by Bernard M. Trager in 1974 and is headquartered in Louisville, KY.