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Citigroup, Inc. is a global diversified financial services holding company whose businesses provide consumers, corporations, governments and institutions with a broad range of financial products and services. The company operates through two segments: Citicorp, consisting of Citi's Global Consumer Banking businesses and Institutional Clients Group; and Citi Holdings, consisting of Brokerage and Asset Management, Local Consumer Lending and Special Asset Pool. The Global Consumer Banking segment includes a global, full-service consumer franchise delivering a wide array of banking, credit card lending, and investment services through a network of local branches, offices and electronic delivery systems. The Institutional Clients Group segment is composed of Securities and Banking and Transaction Services and provides corporations, governments, institutions and investors with a broad range of banking and financial products and services. The Citi Holdings segment consists of Citi's brokerage and asset management and local consumer lending businesses, and a special asset pool. The Corporate/Other segment includes net treasury results, unallocated corporate expenses, offsets to certain line-item reclassifications, the results of discontinued operations and unallocated taxes. Citigroup was founded on October 8, 1998 and is headquartered in New York, NY.