Welcome to Ameritrade Plus University
  Life insurance
  Introduction
 
The details:
 

Top 10 things to know
 

Types of policies
 

Buying strategies
 

How much coverage do you need?
 

How long a term?
 

A question of health
 

Web shopping
 
Glossary
 
Take the test
 
Lessons:
1
  Setting priorities
2
  Making a budget
3
  Basics of banking
4
  Basics of investing
5
  Investing in stocks
6
  Investing in bonds
7
  Buying a home
8
  Investing in mutual funds
9
  Controlling debt
10
  Employee stock options
11
  Saving for college
12
  Kids and money
13
  Planning for retirement
14
  Investing in IPOs
15
  Asset allocation
16
  Hiring financial help
17
  Health insurance
18
  Buying a car
19
  Taxes
20
  Home insurance
21
  Life insurance
22
  Futures and options
23
  Family law
24
  Estate planning
25
  Auto insurance

|> About Money 101

investing 101

  Web shopping
Many companies now sell life insurance on the Web, and give free quotes and advice. The key to buying on the Web is to shop by price and by the company's rating. Several agencies, including Standard & Poors and A.M. Best, rate insurers on their claims-paying ability. Stick with companies with low prices, the term you want, and a top rating.

Here are some links to sites that sell the policies of multiple companies:

  • RightQuote has more than 100 companies in its database, all accessible online.
  • Quotesmith has quotes from over 300 companies and much detail on the policies available. Links to companies that sell low-load and agent-sold policies. Also supplies ratings for the insurers from the major rating agencies, such as AM Best.
  • InsureMarket has some pretty good worksheets and advice. Lets you save quotes for later retrieval. Lists an 800 number. This site is run by the financial software powerhouse Quicken.

Next: Take the quiz

 
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