Many companies now sell life insurance on the Web, and give free
quotes and advice. The key to buying on the Web is to shop by
price and by the company's rating. Several agencies, including
Standard & Poors and A.M. Best, rate insurers on their
claims-paying ability. Stick with companies with low prices,
the term you want, and a top rating.
Here are some links to sites that sell the policies of multiple companies:
has more than 100 companies in its database, all accessible online.
has quotes from over 300 companies and much detail on the
policies available. Links to companies that sell low-load
and agent-sold policies. Also supplies ratings for the
insurers from the major rating agencies, such as AM Best.
has some pretty good worksheets and advice. Lets you save quotes
for later retrieval. Lists an 800 number. This site is run by the
financial software powerhouse Quicken.
Next: Take the quiz