And that wasn't the only nasty surprise.
Schroit summoned the police to get into his own home. When he did, he was met with the "overpowering putrid smell" of 75 pounds of rotten fish, according to court documents.
He had recently gone fishing and was storing his copious catch for a family gathering. But the bank's foreclosure agent had shut off the home's power.
The kicker: Schroit doesn't have a mortgage with Bank of America, or with any bank for that matter. He owns the house free and clear!
Bank of America has been accused of several wrongful lockouts in recent months, many of which have resulted in lawsuits against the company.
"We sincerely apologize to the homeowners affected for the confusion and stress these errors have caused," said Bank of America spokeswoman Jumana Bauwens. "We are working aggressively to improve our process through formal training, enhanced checklists and improved communication."
Schroit has since reached an undisclosed settlement with the bank according to his attorney. Court documents show that Schroit wanted compensation that would be "adequate to deter BOA's arrogance."
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