'How the economy changed us'

I now stick to a budget
I now stick to a budget
Name: Janet Miller
Age: 62
Location: Henderson, Nev.

I have an annual budget that I follow to a T. I never had that before.

I had a rough idea what it costs to run the house and a rough idea what I'm paying for taxes and insurance, but now I have everything exactly itemized and how much I 'pay myself' by the month. Accurate budgeting is probably the first financial lifestyle change that has stuck with me.



Last updated October 26 2011: 5:36 PM ET
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