This year: Start a college savings fund
Last year: Paid bills
Rajendra Hariprashad, Queens, N.Y.:
I will use my tax refund to start a college fund or some type of savings for my unborn son. He should be here in May. I would love to go on a vacation, but preparing for the future is more important.
NEXT: Spend it!
Last updated March 10 2011: 1:24 PM ET