Best Banks 2011

Our pick: Discover Bank Online Savings Account

Why it's tops: An interest rate of 1.1% a year.

That's six times the national average.

Whereas some banks tout a high rate only to drop it soon after, Discover's rate has remained relatively stable the past two years. No minimum balance required.

NEXT: Best online package

Last updated August 31 2011: 9:56 AM ET

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Best Banks 2011