2. Dayton, Ohio
Dayton, Ohio
Median home price: $81,000
Median income: $63,300
Affordability score: 93.7%

Dayton is shrinking -- or at least its population is.

The metro area lost about 1% of it residents over the past 11 years as businesses, like NCR Corp., moved out of town and others cut staff.

While that hasn't necessarily been a good thing for the local economy, it has kept homes extremely affordable. Since there's such an ample supply on the market, home prices have come down significantly. The median home price in Dayton is currently $81,000, about half the national level, according to the National Association of Home Builders.

Luckily, the employment picture is improving, too. The unemployment rate fell 1.2 percentage points over the past year to 8.2%, close to the national rate.


By Les Christie @CNNMoney - Last updated August 29 2012: 10:25 AM ET
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Where home prices are rising the fastest

Home prices in these 10 metro areas expected to climb anywhere between 10% and 21% by the end of next year, according to Fiserv.

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