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I signed up for Obamacare!

Many Americans are thrilled that their Obamacare insurance plans kick in on Jan. 1.

No longer terrified of costs

jefferson nunn
  • Name: Jefferson Nunn, 40
  • Residence: Henderson, Colo.
  • Job: Consulting services

I had a PPO plan with an 80-20 [percent] co-insurance. It also had a high deductible.

In 2012, we paid more than $14,000 in medical bills. My wife had a couple of surgeries and I had to go in for surgery. We were just paying money right and left because of the deductible and because of the 80-20 co-insurance. It was crazy.

I just signed up for an HMO plan through Kaiser that will reduce my deductibles from $7,500 to zero. Also, my monthly insurance premiums will drop from $455 to $410. Previously, I could not get an HMO plan.

My wife and I are considering having a second child. With my old plan, I would have had to pay another $10,000. Now, with this new plan, I only have to pay a $500 co-payment for delivery. It's a gold plan.

It's a huge money saver. If my wife needs another surgery. I don't have to worry about that crazy deductible. I was considering having a necessary procedure, but I had delayed it because I was terrified of the costs.

Honestly, the good plans are there if people would just look for them and take the time to understand the plans.

  @Luhby - Last updated December 30 2013 10:53 AM ET

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