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After not having any health insurance for over 16 years, I am pleased at the prospect of starting 2014 with insurance.
With my income, I didn't have the ability to pursue buying my own health insurance. Businesses are trying purposely not to have budget lines that have benefit-eligible in it. When you are over 50, you are pretty much up a creek.
The Affordable Care Act for me is reasonable enough that with the tax break, the premium ended up being in the range of $136 a month. I chose a platinum plan with a $1,000 deductible.
The process was painless. I applied online and had no issues at all. It was not difficult to navigate or to find the policies that would fit.
I don't know how it's going to be when I start using the insurance. The jury is still out. My first concern was being able to find a doctor that was close. I did find a doctor 10 minutes away.
I am diabetic. I've been doing pretty well. But as you age, you start to have more issues that go with it. I have a minor surgery procedure that I've put off for years and testing that I just couldn't afford.
What the future holds is the problem. You can't roll the dice with no insurance for as many years as I did it. I know that.
