Money Essentials
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6 things you can do right now that'll make you rich -
5 ways to cut spending The most common spending problems are caused by a house that's too large, a car that's too luxurious or a credit-card lifestyle that's too lavish for your income. Those who see a virtue in moderation may have had budgeting in mind. -
How much you need for retirement To live well in retirement, you no longer can rely solely on a company pension plan or Social Security. Instead, you will have to depend on how skillfully you plan and invest, and whether you make good use of tax-advantaged savings plans such as 401(k)s and IRAs. -
Basics of 401(k) investing If someone offered you free money, would you refuse it? Probably not. But that's just what you're doing if you don't contribute to your 401(k). The more you contribute, the more free money you get. Here's why: -
Homebuyer's guide 1. Start with your credit. Credit reports are kept by the three major credit agencies, Experian, Equifax, and TransUnion. They show whether you are habitually late with payments and whether you have run into serious credit problems in the past.
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