(Money Magazine) -- Go beyond the scissors and the Sunday paper to save even more. Here are some of the best web sites and smart phone apps for finding coupons and other ways to save.
Coupons.com: Get printable and web coupons for everything from cold cuts and vitamins to big-ticket items like computers and jewelry. Two other popular sites for coupons are Redplum.com and SmartSource.com.
Retailmenot.com and CouponCabin.com. If you spot a space to enter a promotional code when you're checking out at a website, chances are one's available. At RetailMeNot.com, users share their latest finds. CouponCabin.com is another good source for online codes, plus printable store coupons and local deals.
Restaurant.com. This site sells dining gift certificates at steep discounts, often 50% or more off the face value. Search the offers from 18,000 local and chain restaurants by city or zip code.
CouponMom.com. Scroll through deals from supermarket chains and find coupons matched with the sales. Also, enter your shopping list on the Grocery Circular Roundup at AllYou.com to find specific items on sale near you.
Yipit.com. This one-stop service aggregates daily deals from 570 sites, including Groupon and Living Social. You pick how often you want an e-mail, and you can customize your offers by city and category.
GeoQpons. With this free app for the iPhone, BlackBerry, Android, and iPad, you can find coupons that you can use straight off your device. Another app, Cardstar, lets you store loyalty cards on your phone. 
| Overnight Avg Rate | Latest | Change | Last Week |
|---|---|---|---|
| 30 yr fixed | 3.80% | 3.88% | |
| 15 yr fixed | 3.20% | 3.23% | |
| 5/1 ARM | 3.84% | 3.88% | |
| 30 yr refi | 3.82% | 3.93% | |
| 15 yr refi | 3.20% | 3.23% |
Today's featured rates:
