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5 ways to stay calm in a down market

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3. Focus on what you can control

• What you really want from your money

That would be costs. Assuming an 8% annual return, if you invest in an actively managed fund with a 1.5% expense ratio vs. an index fund that charges 0.2% you'll give up almost 20% of your profits.

NEXT: Give yourself a taste of power

Last updated March 12 2008: 9:36 AM ET

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