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And don't forget...
A dollar saved is a dollar saved, so you should look to trim any needless cost, even on goods not jumping in price. Here are four easy ways to find extra money you didn't even know you were spending.

15. Ask your credit-card issuer if you can get a lower rate.

16. Don't use all your minutes? Change cell plans.

17. Look at your insurance. You may want to lower the premium for your car insurance, for example, by raising your deductible.

18. If you really aren't going to the gym anymore or those Netflix envelopes sit there unopened, stop putting off the inevitable: Cancel.

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Last updated June 13 2008: 10:48 AM ET
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