Changing values
How these families are changing how they live.
Allan and Kimberly with Micah, 6
Professions: Personal trainer, pharmaceutical salesperson
What's changed: The Stephensons worked their way out of debt earlier in their marriage and now help other families do the same through their church's financial ministry. They're also actively beefing up their own emergency fund - just in case.
NEXT: Gemma Allen and Albert Nader
Last updated May 04 2009: 9:24 AM ET