Get waterfront living for a lot less

Affordable oceanfront property can be hard to find. But you can buy a sweet lake house for under a million. Here are four of them on the market now.

3 of 4

Fredericktown, Mo.

Price: $194,500

Three-story A-frame features three decks, three fireplaces, and a hot tub. The family room overlooks Deer Run Lake.

Rooms: 4 bed, 3 bath

Square feet: 3,400

Taxes: $1,600

Lot size: 0.15 acre

NEXT: Harbor Springs, Mich.

Last updated June 26 2009: 5:55 AM ET

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