The best credit card for you
All credit cards are not created equal. Here are a few we like.
Citi Forward
Citi Forward just might be the model for all credit cards in the future: Stay under your credit line and pay at least your minimum amount due on time three billing periods in a row, and your purchase APR will be reduced by 0.25%. It can be reduced a maximum of eight times for a total reduction of 2% during the lifetime of your account.
Interest rate: 12.24% variable
Grace period: At least 20 days if you pay the total balance in full by the due date every billing period. If you do not, you will not get a grace period.
(www.citiforward.com, 800-456-4277)
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Last updated July 09 2009: 5:54 PM ET
