Working in retirement

These three retirees are heading back to the workforce.

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Starting a business
Carl and Shelia Baynes 59 and 57, Sarasota, Fla.

Previous occupation: Software salesman; nonprofit exec

How long retired: 9 months; 2 years

Portfolio: Peak: $560,000 | Now: $245,000

Current job status: Opening a home-repair franchise

Retirement dream: Entrepreneurship, philanthropy, the beach

"After running a nonprofit, I feel as if I'm ready to help run our own business. And if we have a bad day, we can always go to the beach." - Shelia Baynes

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Last updated September 21 2009: 6:38 PM ET
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