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Starting a business to pay for coverage
Starting a business to pay for coverage
Wayne Keller, 54, Houston

"First and foremost, I consider myself lucky. It could be worse."

"Every week I hear of another friend losing their job and my heart goes out to everyone being affected by the economy. I have been lucky enough to be employed by the same small business for almost 20 years and I don't see any reductions in staff anytime in the near future."

"My issue is the rising cost of health care and the lack of ability of most small business owners to keep up with rising costs. My personal health care insurance is taken care of by my wife's employer, a large multinational footwear retailer. If we didn't have her benefits to fall back on, I am sure we would not be able to afford the monthly cost associated with medical care. My current employer provides health benefits, but with a deductible exceeding $2,000 per year per person. I don't know if I could afford to visit the doctor."

"Retirement is now further in the horizon thanks to the economy, and good medical care is even further in the distance. To that end, I started a home-based business specifically to pay for medical insurance in the future. "

"My goal is to be able to provide a significant monthly income from my business in order to be able to pay the premiums for a long- term health insurance policy. If that is not successful, I don't know what we are going to do."

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Last updated October 08 2009: 5:21 PM ET
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