The 20 best money Web sites

These sites have tools you can trust to help you make better money decisions.

2 of 20
2. Do I have the right mix of investments?
2. Do I have the right mix of investments?
Best Site:

The first, critical step is to be sure you have a complete picture of what you really own, and Morningstar's Instant X-Ray is the best tool we've ever found for that. Just type in the investments you hold, and you'll see how much of your total portfolio is in stocks, bonds, and cash, as well as how much you hold in each sector, world region, and stock category, such as large growth or small value.

You may be surprised at what you see. You are likely to have a lot more of your portfolio in equities than you did a year ago, when stock values were way down. Or the mutual funds you own may have changed their tactics. "You might want to have just 20% in cash, but there are managers who might go 50% into cash," says Maryland financial planner J. Patrick Collins Jr.

Coolest feature: You'll also see the total fund fees you're paying and whether that's relatively cheap or expensive.

Try this too: To estimate your ideal percentage in stocks, a simple guide is to subtract your age from 110. For a more refined view, take a risk-tolerance test from FinaMetrica, which through April is offering Money readers a free report at

NEXT: 3. Is my portfolio too risky?
Last updated February 19 2010: 12:01 PM ET
Email | Print | Share  |  RSS
google my aol my msn my yahoo! netvibes
Paste this link into your favorite RSS desktop reader
See all RSS FEEDS (close)
Note: We didn't assess sites that deliver primarily news and information, such as or
More Galleries
8 great summer vacation deals Want the perfect summer getaway? MONEY searched for destinations with balmy weather, unique attractions, fun stuff to do, and great deals from four different categories: beach, mountain, culture and city. More
Best ways to catch up on your retirement savings Even the most financially responsible people make a few mistakes or run into obstacles along the way. These tips -- from cutting taxes to selling securities -- can preserve a safe retirement. More
Nearing retirement? Fortify your finances Your financial goals are within reach. Here are tips and tools to make sure you achieve them. More

Special Offer

Most stock quote data provided by BATS. Market indices are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer. Morningstar: © 2018 Morningstar, Inc. All Rights Reserved. Factset: FactSet Research Systems Inc. 2018. All rights reserved. Chicago Mercantile Association: Certain market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. Dow Jones: The Dow Jones branded indices are proprietary to and are calculated, distributed and marketed by DJI Opco, a subsidiary of S&P Dow Jones Indices LLC and have been licensed for use to S&P Opco, LLC and CNN. Standard & Poor's and S&P are registered trademarks of Standard & Poor's Financial Services LLC and Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC. All content of the Dow Jones branded indices © S&P Dow Jones Indices LLC 2018 and/or its affiliates.