Manage your money like a woman

Women typically earn less yet live longer than men, which suggests they need a different financial plan. Here are 13 strategies to ensure a comfortable retirement

3 of 13

Investing: Make a bigger commitment

Despite women's professed reluctance for risk, they invest a lot like men: 401(k) investors of both sexes put roughly two-thirds of their portfolios in stocks last year.

But women need greater equity exposure to reach their goals than men of a comparable age, given their lower lifetime earnings and greater longevity.

Eleanor Blayney suggests a simple formula for determining how much of your portfolio to put in stocks: 120 or 115 minus your age, vs. 110 for men.

NEXT: Famly finances: Shift your focus

Last updated November 05 2010: 11:13 AM ET

Your Money

How to invest like a man

Men tend to earn more than women but face great risk of layoffs. Here are 13 strategies to ensure a comfortable retirement More

What to do with $10,000 now

Buy fine art. Bribe your boomerang kid. Take a flier. 11 ways to spend your dough. More

25 Best Places to Retire

Your post-work years are a time to improve your golf game, take up a new hobby, or just enjoy a well-deserved break. In these great college towns, you can expand your intellectual horizons too. More

Mortgage & Savings Center

Overnight Avg Rate	Latest	Last Week
30 yr fixed	3.80%	3.88%
15 yr fixed	3.20%	3.23%
5/1 ARM	3.84%	3.88%
30 yr refi	3.82%	3.93%
15 yr refi	3.20%	3.23%

Rate data provided
by Bankrate.com

View rates in your area

Find personalized rates:

Today's featured rates:

*Rates subject to change

Special Offer