Manage your money like a woman

Women typically earn less yet live longer than men, which suggests they need a different financial plan. Here are 13 strategies to ensure a comfortable retirement

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Assets: Value your life

Women are typically underinsured, with a life policy equal to three times their income. Five times is a better ballpark. And be sure to cover the cost of hiring help to replace your household responsibilities, says Wall. Use the Mom Salary Wizard to help you calculate coverage.

NEXT: Investing: Get the right help

Last updated November 05 2010: 11:13 AM ET

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