Issuer: American Express
Points: 250,000 points
How about putting your points toward a new light fixture for your home? That's exactly what one Amex customer did. After charging up about $250,000 to accrue enough points, she splurged on a brand new chandelier, worth $2,500, under the issuer's Create Your Reward program that allows customers to put their points toward rewards of their choosing.
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Last updated April 25 2011: 11:48 AM ET