Cincinnati -- BUY
Home price gains needed to make buying a better deal: 3.19%
Historical average gain: 3.57%

This mature city on the Ohio River is a slow-growth area with plenty of homes available as both rentals and sales.

The big reason that homebuying is the better choice for most people is the low home values. With a median price at just $156,000, mortgage payments can be almost as low as rents and the historical home appreciation rate is more than 3.5%.


Last updated May 13 2011: 12:43 PM ET
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