Home price gains needed to make buying a better deal: 3.19%
Historical average gain: 3.57%
This mature city on the Ohio River is a slow-growth area with plenty of homes available as both rentals and sales.
The big reason that homebuying is the better choice for most people is the low home values. With a median price at just $156,000, mortgage payments can be almost as low as rents and the historical home appreciation rate is more than 3.5%.