The damage. Most colleges automatically enroll students in their health insurance plan. Costs can range from a few hundred to more than $2,000 a year.
The fix. Keep your kid on your own health plan. You may need to prove that your child has coverage already before you can turn down the school's offering.
NEXT: The little things
By Kim Clark, Beth Braverman and Zain Ejiofor
@Money
- Last updated March 29 2012: 9:23 AM ET