Money's list of America's best small towns


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98. Norfolk, NE
Norfolk
WINNER
Top 100 rank: 98
Population: 23,100
Compare Norfolk to Top 10 Best Places
Norfolk's public school system is one of the best things about this town. The 13 schools in the K-12 district are relatively diverse (71% of students are white), teacher-student ratios are often under 1:20, and the "Challenge" program offers differentiated instruction for academically talented children. Oh, and Johnny Carson is from here.

Major cities Omaha and Lincoln are both a little over 100 miles away, but Norfolk is a major retail trade center for northeast Nebraska, and manufacturing here employs over 4,000 people. Unemployment is extremely low. --D.G.

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Norfolk stats
Median family income
(per year)		 $57,356 $97,441
Job growth %
(2000-2008)*		 1.50% 19.58%
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Median home price N.A. $262,148
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Test scores reading
(% above/below state average)		 N.A. 25.6%
Test scores math
(% above/below average)		 N.A. 28.2%
Personal crime incidents (per 1,000) 1 1
Property crime incidents (per 1,000) 29 19
Restaurants
(within 15 miles)		 65 1,923
High temp in July ° F* 86.1° 85.5°
Low temp in Jan ° F* 8.6° 21.0°
Median age 33.7 36.6
Median family income
(per year)		 $57,356 $97,441
Family purchasing power
(annual, cost-of-living adjusted)		 $66,002 $95,041
State sales tax 5.50% 5.63%
State income tax rate
(highest bracket)		 6.84%I 6.06%
State income tax rate
(lowest bracket)		 2.56%I 3.07%
Auto insurance premiums
(Average price quotes, for the state)		 $1,553 $1,744
Job growth %
(2000-2008)*		 1.50% 19.58%
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Median home price N.A. $262,148
Average property taxes N.A. $3,853
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Colleges, universities and
professional schools (within 30 miles)		 1 20
Test scores reading
(% above/below state average)		 N.A. 25.6%
Test scores math
(% above/below average)		 N.A. 28.2%
% students attending public/private
schools (located within town limits)		 75.1/24.9 90.1/9.9
Air quality index*
(% of days AQI ranked as good)		 N.A. 78.6%
Personal crime incidents (per 1,000) 1 1
Property crime incidents (per 1,000) 29 19
Median commute time (in minutes) 10.3 22.5
% population with commute
45 mins. or longer		 4.0% 13.8%
% population walk or bike to work 3.2% 2.3%
Movie theaters
(within 15 miles)		 1 24
Restaurants
(within 15 miles)		 65 1,923
Bars
(within 15 miles)		 22 174
Public golf courses
(within 30 miles)		 15 148
Libraries
(within 15 miles)		 8 53
Museums (accredited by AAM;
within 30 miles)		 N.A. 7
Ski resorts (within 100 miles) 2 17
Arts funding (Dollars per person of state funds spent on arts) 0.8 1.2
Annual rainfall
(inches)		 26.52 39.77
% clear days in the area 32 27
High temp in July ° F* 86.1° 85.5°
Low temp in Jan ° F* 8.6° 21.0°
Median age 33.7 36.6
Completed at least some college
(% of residents)		 53.9% 71.9%
Married % 51.9% 62.9%
Divorced % 8.5% 7.7%
Racial diversity index
(100 is national average; higher numbers indicate greater diversity)		 32.7 58.9
From the August 2009 issue
Notes:
* County data

(I) Income tax notes:
Some states effectively double the bracket widths for joint filers (AL, AZ, CT, HI, ID, KS, LA, ME, NE, NY, OR). CA doubles all bracket widths except the $1,000,000 bracket. Some states increase, but don't double, all or some bracket widths for joint filers (GA, MN, NM, NC, ND, OK, RI, VT, WI). Some states do not adjust their brackets for joint filers (AR, DE, IA, KY, MS, MO, MT, OH, SC, VA, WV, DC). Of these states, some permit married couples to file separately to avoid a marriage penalty, and some allow joint filers to make an adjustment to reduce their tax after it is calculated. MD decreases some of its bracket widths and increases others. NJ adds a 2.45% rate and doubles some bracket widths.
Values adjusted for inflation each year.
Tax credit.
FORTUNE 500
Berkshire Hathaway 13
Union Pacific 143
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Money picked the top 100. Now it’s your turn: Which town will be our fan favorite? Become a fan of your town and it might just make it to No. 1. Results updated monthly.
Town Become a fan # of fans
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How we picked the Best Places
Using statistics from data provider Onboard Informatics, we crunched the numbers in order to zero in on America's best small towns for families. (Last year, we looked at small cities, with populations between 50,000 and 300,000.) More

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