Mortgage rates fall slightly
30-year fixed holds steady, while 15-year and ARM slip.
| 30 yr fixed | 3.80% |
| 15 yr fixed | 3.20% |
| 5/1 ARM | 3.84% |
| 30 yr refi | 3.82% |
| 15 yr refi | 3.20% |
NEW YORK (CNNMoney.com) -- Home mortgage rates were mostly unchanged this week, with the average 30-year fixed mortgage rate holding steady, according to a report released Thursday.
The average 30-year fixed mortgage rate remained at 5.23%, the same as the previous week, according to Bankrate.com's weekly national survey.
Still, rates remain at historic lows. Rates have plunged since late October, when 30-year fixed home mortgage rates averaged 6.77%.
"The movement in fixed mortgage rates has been very subdued in recent weeks, compared to the wild gyrations seen several months ago," the report said.
The release comes after a week of reports that showed a record jump in foreclosures and a decline in mortgage applications.
Six months ago, the average 30-year fixed mortgage rate was 6.77%, meaning a $200,000 loan would have carried a monthly payment of $1,299.86. With the average rate now at 5.23%, the monthly payment for the same size loan would be $1,101.93, meaning homeowners who refinance now would save almost $200 per month.
Other rates: The average 15-year fixed rate mortgage ticked down to 4.73% from 4.76% the week prior.
The average jumbo 30-year fixed rate jumped to 6.65% from 6.52% the previous week.
Adjustable rate mortgages were "broadly lower," the report said, with the average 1-year ARM slipping to 5.12% from rising to 5.32% and 5/1 ARMs fell to 5.05% from 5.11%. 
