Stumpf's conservative underwriting policies helped the nation's largest home lender largely steer clear of the subprime debacle and snag Wachovia at a discount during the heart of the financial crisis. After slashing jobs and shuttering its consumer finance network unit, the bank posted record profits of $3.3 billion in the third quarter. And though he admitted to once being upside down on his own mortgage, Stumpf said the bank has no plans to stop foreclosing the bank's delinquent property owners.
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