100 best money moves

Move 12-14: Enjoy hotel loyalty programs

Not every frequent-stay program demands that you travel like a maniac to get the best perks. Here are three that shower goodies on even relatively infrequent visitors.

12. Fairmont President's Club
Just by joining, you score express check-in, free Wi-Fi, and 10% off spa treatments at this group of 17 upscale hotels and resorts worldwide. Plus, you earn both frequent-flier miles and loyalty points for the same hotel stay; most other programs make you pick one.

13. Omni Select Guest
All members get express check-in, free Wi-Fi, and complimentary morning delivery of coffee, tea, orange juice, or soda at any of 50 Omni hotels and resorts in the U.S., Canada, and Mexico. Got wrinkled pants and a creased shirt? Get up to two items pressed at no charge.

14. Kimpton InTouch
Every frequent-stay membership with this chain, which has 51 hotels in the U.S., gives you free Wi-Fi and a credit for two honor-bar items, such as Vitamin Water and a Dagoba organic chocolate bar. Best of all, frequent guests can delay checkout until 2 p.m.

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Last updated April 28 2011: 11:32 AM ET