I suppose I view staying home to raise and educate my children as a shift of energy and focus - once aimed outside of my family, now to inside my family.
It is a "pay cut" for sure, and we go without cable TV and other unnecessary distractions. I still view my time under my roof as work; cleaning, prioritizing, educating, relating, caring, etc. And I take the responsibility very seriously.
Educating each child in their learning style is difficult and requires a lot of intentionality, patience and research. I see my children flourishing and this method works well for our family because my husband is also in agreement. When he gets home, we eat, review school lessons, play games and connect.
It may sound old-fashioned, but some things worked better way back then. They still work well now.
The cost to raise a child continues to climb. Here's how five families save, plan and get creative to make it work.
|Overnight Avg Rate||Latest||Change||Last Week|
|30 yr fixed||4.52%||4.38%|
|15 yr fixed||3.55%||3.42%|
|30 yr refi||4.51%||4.37%|
|15 yr refi||3.54%||3.41%|
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