I lost my employer coverage in 2012. I tried to get individual insurance and I was denied right and left. I had diverticulitis and knee issues.
I got very excited about Obamacare because finally I would have the opportunity to pay for my own insurance. I was willing to pay for insurance, they just didn't want me to.
My husband applied on the website more than 10 times before he finally got through. I signed up for a Humana Gold plan for $343.09 a month with a $2,500 deductible. My husband signed up for a silver plan for $388.27 a month, with a $3,250 deductible.
We've always had a high deductible so the Obamacare plans are not any worse. The prices were a little less than what we were paying through our employer, a small business.
We won't know how good the insurance is until we start using the coverage. It can't be worse than not having insurance.
I plan to start using the benefits in January to follow up on my knee issues. I have the beginning of arthritis. I haven't been able to manage my treatment because I haven't had insurance. And I was afraid to go to the doctor when I did have insurance because if I complained about a headache, then it was a pre-existing condition for something else.
