I've tried to get individual health insurance, but was rejected because I am diabetic.
I'm a contractor, so when I was between jobs, I didn't have health insurance.
I signed up on Covered California. There was no issue. I now pay $900 a month (for a family plan) with a $20 co-pay and no deductible. I found a new doctor. I'm getting my insulin, needles, whatever I need.
Having continuous care, monitoring and advice is important for me. Without someone looking out for me, I've faced pitfalls. My kidneys and eyes have been affected. If I had constant monitoring, I wouldn't have those problems.
I have a wife and two kids with medical issues. My older kid hit his head against the couch and had an asthma attack. Fortunately, Covered California was there. In a previous attack, we had to pay $7,000 out of pocket because we weren't covered.
I just lost my dad last year to diabetes. The Affordable Care Act couldn't have happened fast enough for me.