It's tempting to avoid the doctor's office when you're young, healthy and financially strapped. But health insurance is not the place to cut back.
The Affordable Care Act requires everyone to have health insurance. Bonus: it also allows young adults to stay on their parents' plan until 26.
Once it's time to get your own plan -- whether on your own or through your employer -- review the options and find one that best meets your needs. Signing up for the wrong plan can cost you a bundle in extra coverage you might not need or leave you with huge medical bills.
"For a lot of younger people, high-deductible plans can make more sense, assuming you are in an overall healthy state," said Jared Snider, wealth advisor at Exencial Wealth Advisors in Oklahoma City.
