Looking to buy a home? Here are five housing markets where the average buyer can't easily afford to buy a home -- and five markets where they can, according to the latest National Association of Home Builders/Wells Fargo Housing Opportunity Index.

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Overnight Avg Rate Latest Change Last Week
30 yr fixed4.25%4.43%
15 yr fixed3.21%3.17%
5/1 ARM3.56%3.21%
30 yr refi4.14%4.37%
15 yr refi3.13%3.17%
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