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Living in a great place is even better when you've got your financial house in order. Like MONEY magazine on Facebook for tips on saving more, investing better and spending wisely.  Celebrate Gaithersburg, an annual street festival, draws thousands to Olde Towne. The National institute of Standards and Technology, IBM, and Medimmune are just some of the many employers in this quaint city near both Washington, D.C., and Baltimore, whose unemployment rate was just 4.9% as of May. Still, many residents choose to forge their own career paths -- Gaithersburg is widely considered one of the best places to start a business. Other perks include terrific schools and a diverse population (recently 19% African American, 14% Asian). --D.M.
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