Personal Finance

Most charitable states in America

A recent spate of disasters has people across the country reaching for their wallets to help out. But, typically, residents of some states are much more charitable than others, one report found.  More

How to talk about money before saying 'I do'

Many engaged couples put off discussing money issues, but experts say that's a major mistake that can derail a marriage. Here's how to start the conversation before saying "I do."  More

College degrees with the best bang for your buck

With today's grads leaving school with an ever-increasing amount of debt, some four year degrees offer a much a better return on investment than graduate degrees do, a recent study found.  More

Inside a $113,000 stand-out SUV

The Mercedes Benz G550 will run you $100k plus but with it's boxy good looks it still turns heads on the road.  Play

Beer taxes: Why six-packs are pricier in some states

Every state imposes a tax on beer, but how much is charged varies widely by state.  More

Cutting health care's cost

These Money heroes -- one in the halls of government, the other on Houston's freeways -- aim to ease the financial pain of medical treatment.  More

Losing money on a timeshare?

You can't claim a tax loss if you sell your timeshare for less than what you paid for it.  More

The ultimate man cave

A 60 game arcade, a Star Trek themed home theater, a military style Call of Duty gaming room and a full bar make up the entertainment area of this Florida home.  Play

Overdraft fees cost bank customers hundreds a year

On average, overdrawing an account costs customers $225 in fees per year, according to a new study from the Consumer Financial Protection Bureau.  More

Cash-only doctors abandon the insurance system

Fed up with red-tape and high overhead, a growing number of doctors are switching to a direct fee-for-care approach.  More

Seniors face serious income shortage

Nationally, seniors are living on a median household income of $35,107 -- roughly 57% of the median income of their younger counterparts, according to a recent survey.  More

Gatsby to Mad Men: Home decor through the decades

From the tin ceilings of the 1910's to the millennial "snail showers," these design elements and amenities were certainly signs of their times. And, according to Trulia, they can often be big selling points for homebuyers.  More

Toyota's brand new Corolla

The Toyota Corolla, which hasn't been redesigned in many years is getting an updated, sleeker look and a "smart" gearbox to appeal to American buyers.  Play

Wealthy to spend less on stuff they don't need

More than 80% of wealthy consumers with a net worth of $5 million or more say spending money on luxury goods is less of a priority, according to a survey by the Luxury Institute.  More

How much it costs -- then and now

How much would those $20 sneakers you bought in 1970 cost you now? Use our inflation calculator to find out.  More

7 bizarre items thieves love

The FBI estimates that retail crime costs the U.S. $30 billion a year, and some household items that people steal may surprise you.  More

Fix costly credit report errors

A government study finds that many consumers are paying for someone else's mistakes. Protect your score by taking these steps.  More

Farewell 3% mortgage rates

Those who didn't take advantage of record-low mortgage rates have missed the boat. Here are three reasons why.  More

5 things to know about open houses

Open houses are a great source of information about properties, neighborhoods and local markets. Nearly half of real estate buyers go to one.  More

Feds crack down on scams targeting timeshare owners

Federal courts have frozen the operations of three firms that the FTC says stole more than $18 million  More

Inside a $350,000+ Porsche

Sue Callaway goes inside Singer Vehicle Design, an exclusive Porsche shop in Southern California that takes old Porsches and modernizes them, for a price.  Play

Are you paying the iTunes tax?

If you live in one of the nearly 25 states that charge sales tax on digital goods or services you likely pay more for everything from downloaded music, ebooks and ringtones to streaming TV shows and video.  More

Venezuela money fuels Miami's housing boom

An influx of buyers, particularly from Venezuela, combined with the economic recovery in the U.S., has created a dramatic turnaround in Miami's housing market.  More

Should our college kid have life insurance?

Only if your child's death would create financial hardship for you, should you consider a term-life insurance policy.  More

Boost your retirement with an extra $25 a day

Adding a little more to your savings plan will give your retirement years a lift.  More

Senate bills to help students with loans fail

Two Senate bills that aim to help students taking out subsidized student loans this fall fail to gain passage.  More

Out of the closet on Wall Street

As Wall Street firms publicly support lesbian, gay, bisexual and transgender equality and same-sex marriage, some say it's slowly becoming easier to be out of the closet on Wall Street - but there's still a long way to go.  More

Twins stretch couple's $110,000 income thin

After years of trying to have a sibling for their son, Rachel Hopper and Josh Williams were surprised with twins. Now they have a bigger family and a tighter budget.  More

Romneycare vs. Obamacare

Here's how the Massachusetts health care plan compares to Obama's national plan.  More

There's a highway in my living room!

100% of the structure of this modern home is built from salvaged pieces from Boston's Big Dig highway construction project.  Play

Should you take a job you're overqualified for?

Here are some questions to consider if you are thinking about taking such a job.  More

United wants you to pay $499 a year for extra legroom

Under two new subscription programs, United is offering customers the chance to prepay for a year's worth of checked baggage fees or for seats with extra legroom.  More

McMansions are making a comeback

As the economy recovers, America's love affair with the oversized McMansion has been reignited. The Census Bureau reports that the median home size in the U.S. hit an all-time record of 2,306 square feet in 2012.  More

Homebuilders struggle to find workers

Sales of new homes are on a tear, but builders can't find enough workers to keep up with the demand.  More

The Massachusetts (health care) experiment

To get an idea of what's in store for you when the most important elements of Obamacare fall into place in January, take a look at how the plan it was modeled on has panned out.  More

Student loan mess: What's at stake?

Obama hit the White House stage on Friday to talk about student loan interest rates, which are scheduled to double July 1 for undergraduates students taking out subsidized loans.  More

Beluga caviar, farmed in Florida

This Florida aqua farm is the first in the U.S. to breed Beluga Sturgeon, an almost extinct fish that produces the finest and most expensive caviar in the world.  Play

Vacation home prices continue to soar

The median sales price of a vacation home in 2012 was $150,000 -- up 24% from the prior year --and this summer could be another sizzler.  More

How your checking account stacks up

Pew ranks banks based on checking account disclosures, overdraft policies and dispute resolution.  More

Will there be another banking crisis?

Stanford University economics professor Anat Admati explains how to prevent another meltdown from taking place in the U.S. banking sector.  More

A $300,000 Dodge pickup

California-based ICON takes old trucks like a 1966 Dodge and updates the engine, interiors and price tag.  Play

Mortgage holders' aid plan gets extension

Government assistance program to help mortgage borrowers, HAMP, gets extended for two more years.  More

ExxonMobil rejects LGBT discrimination ban

For the 14th year in a row, shareholders at oil giant ExxonMobil overwhelmingly shot down a proposal that would specifically prohibit discrimination based on sexual orientation and gender identity.  More

Sellers calling the shots on home deals

Prospective homebuyers are having a hard time winning bids for homes and many say they are willing to compromise in order to close the deal, according to a recent survey.  More

Get your lazy co-worker to stop slacking

Co-workers who don't do their fair share typically cost the rest of us an extra one to three hours a week at the office and hinder our performance. Here are some tips on turning things around.  More

NJ prisoners received more than $23 million in benefits

More than 20,000 N.J. prisoners incorrectly received more than $23 million in unemployment benefits, Medicaid and other assistance.  More

The online MBA comes of age

As top schools continue to move into the online market, the quality of the students opting to earn degrees on the web is increasing as well.  More

Banker finds sweeter career: Making ice cream

Tired of feeling like a professional killjoy, former banker Scott Moloney found a cool new business: making ice cream.  More

Best deals on clothes

Money magazine's Best Deals on Everything: Your guide to the latest bargains in men's suits, cotton T-shirts and gold jewelry.  More

Tesla alternatives: Four cheap electric cars

Leasing an electric car isn't just a pricey option for the rich. In fact, there are some very reasonably priced options out there.  More

Student loan rates to surge

About 7 million students will have an added burden after graduation.  More

Ram 1500: Good looks, great truck

The Ram 1500 combines great looks with fuel efficiency, air suspension and real truck performance.  Play

Home prices post strongest gains in 7 years

Index of home prices is up 10.2 % over past 12 months. That's the highest year-over-year growth since the bubble burst.  More

Where Hollywood's cowboys unwound

In the 1950s, Rimrock Ranch was the weekend retreat for actors like Gene Autry and Roy Rogers who were shooting westerns in nearby Pioneertown, Calif. Today, urbanites rent cabins here to reconnect with nature and enjoy the desert calm.  Play

10 big, booming cities

New residents are flocking to these 10 cities, which added the largest number of people between July 2011 and July 2012, according to Census Bureau.  More

IRS role in Obamacare

Embattled agency plays a key part in making sure it works.  More

Seniors struggle with debt

The average debt level for those over the age of 65 soared by 83% in a decade.  More

Donations for Oklahoma top $20 million

Charities, including the Red Cross and Salvation Army, are raising millions of dollars in the wake of the deadly Oklahoma tornado.  More

5 ways to get in-state tuition for out-of-state student

There are ways to get around the provincial strictures of in-state rates.  More

Tornado victims face long haul

Survivors of the Oklahoma tornado must begin the arduous process of rebuilding their lives, and in many cases, their homes. Unfortunately, that means filing insurance claims -- and, in some cases, fighting with their insurer for what they are owed.  More

Rimrock Ranch: Where cowboy's still king

Jim Austin, a surfwear entrepreneur and bass musician, owns Rimrock Ranch in Pioneertown, Calif., an Old West-style town where Hollywood Westerns were filmed.  More

Best deals on travel

Money magazine's Best Deals on Everything: Your guide to the latest vacation bargains in Mexico, Greece, Disney and airfare.  More

Beware of shadow banks - opinion

Money-market funds and some prepaid cards aren't as safe as bank accounts.  More

How smart are you about mortgages?

How many times can you refinance? What are discount points? Test your real estate smarts in our mortgage quiz.  More

Helping the disabled with financial health

These Money heroes devote their energies to supporting the careers and economic health of those with disabilities.  More

Chevy Impala: Seriously, 'It rocks'

The 2014 Chevrolet Impala may seem like a boring rental car, but with more power and a decent ride it's actually pretty impressive.  Play

Best bargains on cars

Money magazine's Best Deals on Everything: Your guide to the latest bargains in used, new and leased cars.  More

'Grandparent scams' steal thousands from seniors

Across the country, law enforcement officials are warning seniors of an increase in so-called 'grandparent scams,' in which fraudsters are impersonating a grandchild in distress -- and in need of cash.  More

Crowdfunding sites pop up for Oklahoma victims

Crowdfunding websites have already raised hundreds of thousands of dollars in donations following the deadly tornado that ravaged Moore, Okla.  More

FEMA offers aid to tornado victims

The Federal Emergency Management Agency announced a series of aid programs available to tornado victims who live in one of the Oklahoma counties declared a disaster area by President Obama.  More

Best deals on real estate

Money magazine's Best Deals on Everything: Your guide to the latest bargains in renting, buying or remodeling your home.  More

African-Americans feel neglected by financial firms

While the average African American feels more financially secure, many still feel neglected by the financial industry, new research shows.  More

Seniors lose savings to 'pension advance' firms

Federal and state officials are taking a critical look at so-called "pension advances," deals they say are digging retirees and military veterans deep into debt, while also putting individual investors at risk.  More

Class of 2013 grads average $35,200 in debt

Between ballooning student loans, credit cards and money owed to family members, graduates of the class of 2013 are facing an average $35,200 in debt, a Fidelity survey found.  More

Engagement ring: watch how it's made

Get a rare look inside a jewelry factory and see how custom diamond engagement rings are made from design, to a 3D-printed model, stone setting, polishing and laser engraving.  Play

Best deals in investing

Money magazine's Best Deals on Everything: Your guide to the latest bargains in the investing world, from beer can makers and ETFs, to Chinese technology and more.  More

Amateur investors tap 401(k)s to buy homes

In order to get in on hot housing markets, amateur investors are buying up homes and taking risky measures -- like tapping their retirement accounts -- to fund the deals.  More

Best deals on tech

Money magazine's Best Deals on Everything: Your guide to the latest bargains in videocams, tablets, flat-screen TVs and more.  More
Overnight Avg Rate Latest Change Last Week
30 yr fixed4.01%4.04%
15 yr fixed3.11%3.18%
5/1 ARM2.82%2.88%
30 yr refi4.00%4.03%
15 yr refi3.11%3.16%
View rates in your area
 
Find personalized rates:
Rate data provided
by Bankrate.com
CNNMoney Sponsors
Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer LIBOR Warning: Neither BBA Enterprises Limited, nor the BBA LIBOR Contributor Banks, nor Reuters, can be held liable for any irregularity or inaccuracy of BBA LIBOR. Disclaimer. Morningstar: © 2013 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2013 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2013. All rights reserved. Most stock quote data provided by BATS.