If your total is less than 50 points, check your address: You may be living in a different country.
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Between 50 and 150 points puts you on the fringes of the typical homeowner profile, as defined by the U.S. Census Bureau.
If your score is between 150 and 249, you're nearly normal.
If you're over 250, you qualify as the genuine article, a real All-American homeowner -- post-modern, three bedrooms, mortgage and all.