- Do I need life insurance?
- What if my spouse is financially dependent on me?
- What types of insurance are there?
- What is whole life insurance?
- What is universal life insurance?
- What is variable life insurance?
- What is term life insurance?
- What are the different types of term insurance?
- How much will life insurance cost me?
- What's wrong with using insurance as an investment?
- How big should my life insurance policy be?
- How do I buy life insurance?
There are two main kinds of life insurance: term insurance - which is pure insurance, without an investing component - and cash-value insurance, or what salespeople like to call "permanent insurance." Cash-value insurance - such as whole life, universal life and variable life - is basically just a term insurance policy with an investment component stitched on. The investment component is known as the cash value.

