49% of Americans saving zilch for retirement

About 49% of Americans say they aren't contributing to any retirement plan, according to a survey conducted by the Life Insurance Marketing and Research Association. More

Retiring at 65 with $1.5 million: How to make it last. More

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Your perfect plan

20s and 30s

Retirement planning while still in your 20s

Set up an emergency fund before you set aside money for supplemental retirement savings. More

40s

How to reach $1 million in 3 easy steps

Hitting the seven-figure mark is easier than you may think. The main requirement: Learning how to manipulate the three basic levers of wealth creation. More

50s

Should I get more aggressive with my 401(k)?

I'm 55 and invest conservatively in my 401(k). The market seems to be on a rebound, though, so should I consider being more aggressive? More

Net Worth: How do you stack up?

60s+

Happy 65th birthday, boomers. Now what?

The benefits of turning 65 may be shrinking, but this milestone still matters to your money. More

Columns

Ask the expert

Money Magazine senior editor Walter Updegrave. More

Rules of retirement

Money Magazine writers talk to experts to answer all your retirement questions. More

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Specials

25 Best Places to Retire

Each of these towns offers amenities galore for the post-work crowd -- plus a cost of living that's pretty darn sweet. More

Money 70: Best funds

Money Magazine looks for funds that charge low fees, stick to an investing style and put shareholder interests first. More

Mortgage & Savings Center

Overnight Avg Rate	Latest	Last Week
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15 yr fixed	3.03%	3.02%
5/1 ARM	2.68%	2.67%
30 yr refi	3.82%	3.84%
15 yr refi	3.14%	3.13%

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Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer LIBOR Warning: Neither BBA Enterprises Limited, nor the BBA LIBOR Contributor Banks, nor Reuters, can be held liable for any irregularity or inaccuracy of BBA LIBOR. Disclaimer. Morningstar: © 2012 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones Indexes^SM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones Indexes^SM © 2012 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2012. All rights reserved. Most stock quote data provided by BATS.