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Personal Finance > Your Home
Fixed-Rate Mortgages
Region
Average Conventional 30-Year Commitment Rate
Fees & Points
Average Conventional 15-Year Commitment Rate
U.S.
5.21
0.5
4.60
Northeast
5.27
4.65
Southeast
5.16
4.53
North Central
5.30
0.3
4.70
Southwest
5.15
4.57
West
0.7
Data provided by Freddie Mac.
One-Year Adjustable-Rate Mortgages
Commitment Rate
Margin
3.54
0.6
2.76
3.62
2.80
3.44
3.77
0.4
2.77
3.50
2.74
3.36
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