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Personal Finance > Your Home
Fixed-Rate Mortgages
Region
Average Conventional 30-Year Commitment Rate
Fees & Points
Average Conventional 15-Year Commitment Rate
U.S.
6.34
0.7
5.66
Northeast
6.31
0.6
5.59
Southeast
6.33
5.65
North Central
6.44
0.5
5.72
Southwest
5.70
0.8
West
6.30
0.1
5.67
1.0
Data provided by Freddie Mac.
One-Year Adjustable-Rate Mortgages
Commitment Rate
Margin
3.80
2.77
3.73
0.9
2.78
3.71
2.73
4.15
0.4
2.79
3.84
2.75
3.62
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