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Money Ethics
What would you do for money?
1. Imagine there is a local health club you like a lot. You have been going there for years when you discover that the health club’s owner contributes a lot of money to a political or social cause with which you strongly disagree.
Stop going to the health club
Continue to go there
2. Your bank has made a $2,000 error in your favor that is unlikely to ever be detected. Would you most likely:
Report the mistake
Keep the money
3. When it comes to investing in the stock market, have you ever decided to not buy the stock of a specific company because you disapproved of a product it made or of the business it is in?
Yes
No
4. About how frequently would you say you have said nothing when the clerk in a store made an error in your favor:
Frequently
Occasionally
Once or twice
Never
5. About how frequently would you say you have refused to leave a tip for a waiter who gave you bad service:
Frequently
Occasionally
Once or twice
Never
6. About how frequently would you say you have after watching a movie at a multiplex, walked into a second movie without buying a ticket.
Frequently
Occasionally
Once or twice
Never
7. About how frequently would you say you have told a white lie or exaggerated the extent of a problem in order to get better treatment or more attention from customer service:
Frequently
Occasionally
Once or twice
Never
8. About how frequently would you say you have, once you were done using something (a tool, clothes or jewelry, for example), returned it to the store where you bought it and got your money back.
Frequently
Occasionally
Once or twice
Never
9. Imagine that a good friend lends you $1,200, and you promise to repay him on June 1st. The date arrives, but with your summer vacation coming up, you would prefer to postpone repaying him for a least a few more months. What would you be most likely to do?
Repay the loan on the agreed upon date
Repay a portion of the loan on the agreed upon date and the rest later.
Ask your friend for more time
Tell your friend you can't repay him yet
What you would do would depend on how much you thought your friend needed the money
10. Imagine that you’ve borrowed a neighbor’s power mower – something you frequently do, and he doesn’t seem to mind. While you’re mowing your lawn, it dies on you. What would you be most likely to do?
Offer to pay to have it repaired
Offer to split the cost of repairing it with your neighbor
Offer to pay at least something
Return it to him as is - after all, it's not a new lawn mower
11. Imagine you’re having dinner with an old friend. You make a good living, but your friend makes considerably more than you do. When the check arrives, what do you think your friend should do?
Pick up the check
Pay more than his or her share of the check
Split the check
12. Imagine that you are an only child. Your mother, who is a widow, is 75 years old. She has a good bit of money, and recently she has been giving a lot of it to charity. You make a decent living, but you are upset because you and your family have always expected to inherit most of your mother’s money. Would you say that what your mother’s doing is:
Strictly her business - it's her money and she can do whatever she wants with it
Somewhat unfair to you and your family
Very unfair to you and your family
13. Imagine that ten years ago your elderly mother gave you a very generous amount of money, enough to enable you to buy a house. In return, you promised that you would do whatever it took to make sure that she remained in her own home for the rest of her life. Now, ten years later, your mother is getting frail, and keeping her in her home has become difficult and time-consuming for you, not to mention costly for her. You want to move your mother into an assisted-living facility, but she wants to stay right where she is.
Definitely wrong
Probably wrong
Probably not wrong
Definitely not wrong
14. You should never lend money to a relative:
Strongly agree
Somewhat agree
Somewhat disagree
Strongly disagree
15. You should never charge interest on a loan to a relative:
Strongly agree
Somewhat agree
Somewhat disagree
Strongly disagree
16. There is never a reason good enough to leave any of your children out of your will:
Strongly agree
Somewhat agree
Somewhat disagree
Strongly disagree
17. You should never give a large gift of money to one of your children unless you give the same amount to all of the others:
Strongly agree
Somewhat agree
Somewhat disagree
Strongly disagree
18. When a family goes to divvy up the belongings of a relative who’s died, there’s always one person who tries to get more than his or her share:
Strongly agree
Somewhat agree
Somewhat disagree
Strongly disagree
19. It’s not fair to attach a “string” to a gift of money – you should either give the money without any conditions or not give it at all:
Strongly agree
Somewhat agree
Somewhat disagree
Strongly disagree
20. You should never let your relatives know how much money you have:
Strongly agree
Somewhat agree
Somewhat disagree
Strongly disagree
21. What is the largest amount of money you have ever lent a friend or relative?
$0
$1 - $100
$101 - $500
$501 - $1,000
$1,001 - $5,000
$5,001 - $10,000
$10,001 - $19,999
$20,000 or more
22. Did the person to whom you lent the money repay you?
Yes, all of it
Yes, some of it
No. But the loan is not due yet, and I expect it to be repaid
No. The loan is not due yet, but I doubt it will be repaid
No
23. If one or both of your parents are alive, do you know what it says in their will?
Yes, I've read it
Yes, one or both of my parents have told me what it says
Yes, someone has told me what it says
Yes, one or both of my parents and someone else have told me what it says
No
As far as I know, they don't have a will
My mother and father are no longer living
24. Have you ever been treated unfairly in anyone’s will?
Yes, by one or both of my parents
Yes, by somebody else
Yes, by one or both of my parents and by somebody else
No
25. Imagine your boss shows you the resumes of some people who will be interviewing for an important job where you work. One of the applicants is someone you knew in college. His resume states that he was president of the student body, something you know to be completely untrue. What would you be most likely to do?
Immediately report the misrepresentation to your boss
Contact the job applicant and tell him to correct his resume
Wait until after the interview and then report the misrepresentation to your boss
Report the misrepresentation only if the person is hired
Do nothing
26. A fellow employee at the large company where you work is routinely taking items such as pens, writing tablets and Post-It pads home for their family. Would you most likely:
Say nothing because you see nothing wrong in what they're doing
Say nothing even though you think what they're doing is wrong
Ask the person to stop yourself
Report the person
27. Please indicate whether you have ever taken home from your place of employment any of the following items and kept them for your personal use: Inexpensive supplies such as pens, writing tablets or Post-It pads
Never
Once or twice
Occasionally
Frequently
Never worked where there were things like this
28. Please indicate whether you have ever taken home from your place of employment any of the following items and kept them for your personal use: Moderately expensive supplies or tools such as printer cartridges, power tools or cellphone or laptop batteries
Never
Once or twice
Occasionally
Frequently
29. Please indicate whether you have ever taken home from your place of employment any of the following items and kept them for your personal use: Expensive equipment such as a computer or printer
Never
Once or twice
Occasionally
Frequently
30. Imagine that you are being considered for a promotion at work – a promotion you very much want and for which you believe you are well-qualified. Would you: Tell the boss negative things – all true – about one or more of the other candidates for the job?
Would do
Might do
Would not do
31. Imagine that you are being considered for a promotion at work – a promotion you very much want and for which you believe you are well-qualified. Would you tell the boss negative things that are not true about other candidates for the job?
Would do
Might do
Would not do
32. Imagine that you are being considered for a promotion at work – a promotion you very much want and for which you believe you are well-qualified. Would you look at private computer files or other private material to find out what the boss is thinking?
Would do
Might do
Would not do
33. Imagine that you are being considered for a promotion at work – a promotion you very much want and for which you believe you are well-qualified. Would you flirt with your boss or someone else who can help you get the job.
Would do
Might do
Would no do
34. Imagine that you are being considered for a promotion at work – a promotion you very much want and for which you believe you are well-qualified. Would you sleep with your boss or someone else who can help you get the job.
Would do
Might do
Would not do
35. It is perfectly reasonable to ask the people you work with to contribute to a charity with which you’re involved.
Strongly agree
Somewhat agree
Somewhat disagree
Strongly disagree
36. If you’re asked to do something at work that you feel compromises your personal integrity, you shouldn’t have to do it.
Strongly agree
Somewhat agree
Somewhat disagree
Strongly disagree
37. You should never let your co-workers know how much you make.
Strongly agree
Somewhat agree
Somewhat disagree
Strongly disagree
38. I would never work for a company that I thought was doing serious damage to the environment.
Strongly agree
Somewhat agree
Somewhat disagree
Strongly disagree
39. If you own your own business, there is nothing wrong with putting family first when it comes to deciding whom to hire and whom to promote.
Strongly agree
Somewhat agree
Somewhat disagree
Strongly disagree
40. When you change jobs, you should not tell your new employer any confidential information you have about the other companies you’ve worked for.
Strongly agree
Somewhat agree
Somewhat disagree
Strongly disagree
41. Imagine that you are in the process of selling your home. Your neighbor, who works at City Hall, tells you that the City Council is about to consider putting the phone and power lines in your neighborhood underground. If the project goes forward, it will make your neighborhood more attractive, but it will also require assessing each homeowner about $25,000. Would you tell prospective buyers that they might be faced with a $25,000 assessment if they buy your home?
Yes, I would tell them
No, I would not
42. Imagine that you’ve learned that a small group of wealthy parents at your child’s school secretly gave a much admired art teacher an all-expenses-paid trip to Italy in spite of a strict school policy against expensive gifts.
Anonymously inform the school of the gift
Inform the school of the gift (not anonymously)
Do nothing, mainly because you believe the teacher did nothing wrong
Do nothing, mainly because you believe this is none of your business
Do nothing, mainly because you fear there might be repercussions against your child
43. Imagine that you take five bags filled with used clothing to a local charity that works with the homeless. The receipt the charity gives you for tax purposes indicates that they received the five bags of clothing, but it allows you to estimate the value of the clothing you’ve donated. When you go to prepare your tax return, how would you handle this charitable deduction?
I wouldn't dream of claiming as a charitable deduction used clothing I'd given to the homeless
I would underestimate the value of the clothes. I don't want any trouble with the IRS
I would make an estimate of the clothes' value that I thought was completely fair
I would make the highest estimate that I thought was reasonable
Forget what the clothes are worth, I'd put down the highest deduction I could get away wit
44. Imagine you need to replace a floor in a bathroom, and the tile guy you like quotes you two prices: One price if you pay by check, and a 20% lower price if you pay in cash. From the way he presents the two prices, it is clear that if you pay cash, he will not report the money you pay him on his taxes. Would you most likely:
Refuse to do business with someone you have good reason to believe cheats on his taxes
Pay the full amount by check
Take the discount and pay in cash
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