It offers a 2.3% yield, miles above the national checking average of 0.2%; automatically reimburses all ATM fees worldwide; requires no minimum balance; provides stamped envelopes for deposits; and offers unlimited check-writing and free online bill paying.
What's not to like? Though you'll be required to open a brokerage account, you need not use it (and won't be charged fees).
- Carolyn Bigda
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