10 market pros take on 2009

What's in store for your money next year? Here's the divided forecast from some of the nation's top money minds.

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Economy: Half empty

Mark Zandi
Chief economist, Moody's Economy.com

Optimism score: 3

"The fallout from the current financial panic will weigh heavily on the economy through most of next year. The unprecedented policy response to the panic ensures that 2009 won't be even more difficult."

Prediction: The unemployment rate will peak near 8% by year-end.

NEXT: Economy: Half empty

Last updated November 04 2008: 9:13 AM ET
Your investments Stocks will likely bottom by early 2009. More
Your homePrices may fall another 15% or so before year end. More
Your savings and credit Continued low interest rates on savings - but slightly easier credit. More
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