10 market pros take on 2009

What's in store for your money next year? Here's the divided forecast from some of the nation's top money minds.

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Economy: Half empty

Maury Harris
Chief U.S. economist, UBS

Optimism score: 4

"If you define recession by the unemployment rate - which isn't the official definition but tells you a lot more about how people are feeling - you'll probably have to wait until 2010 for things to start improving."

Prediction: The consumer price index will grow by 2.1% in 2009.

NEXT: Economy: Half empty

Last updated November 04 2008: 9:13 AM ET
Your investments Stocks will likely bottom by early 2009. More
Your homePrices may fall another 15% or so before year end. More
Your savings and credit Continued low interest rates on savings - but slightly easier credit. More
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