Name: Laura Brewer, 24
Location: Manayunk, Penn.
Profession: Engineer, GlaxoSmithKline
Her story: "Honestly, I'd spend it on a bike. I'd buy a nice mountain bike from a small bicycle shop here in town. I wanted to get one last year, but I had student loans to pay off, so I decided to wait.
I live in a great area that has a lot of bike trails. It's a great way to get around, it's a cheap way to get around, and it's good exercise. I mean, why not? That's what it's for, right?" - as told to Larissa Padden
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Last updated January 26 2009: 2:08 PM ET