New offers target folks who are fed up with issuers' shenanigans. Here's how cards from three of the biggest banks stack up.
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Citi Forward Visa
This card rewards you for good behavior. If you stay under your credit limit and pay on time for three billing periods in a row, Citi will reduce your rate by a quarter point. But a total reduction of two points is as low as Citi will go. That's not much to shout about, since its starting rate of 14.24% is nearly four points higher than some other no-fee cards.
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