2 of 4
Mary Pitman, 54, employed full-time
Mary Pitman, 54, employed full-time
Job: Nurse
Hometown: Vero Beach, FL

Right now, I choose to forgo health insurance. I opt instead to put about $2,000 a year in a flexible spending account. I'm healthy and get regular preventive care, and the FSA gives me a tax benefit.

I'll stick with this plan as long as I can. When it comes time, I will get insurance because it makes no sense for me to pay a penalty and get nothing for it.

Some well-off people think their pockets are being picked. But my main background is in emergency room care, so I know how it works: People without insurance have no other option but to go to the ER when they're sick, and that's the absolute most expensive way to go. And what happens? That cost is passed on in the form of higher premiums for those who are insured.

So the reforms will help make things cheaper for everybody. If nothing else, you've got to have some healthy people in the insurance pool too, or it won't work. I don't mind helping out in that way. It's always complicated, but I think legislators are going to do the best they can for as many people as possible.

NEXT: Douglas Wolk, 40, freelancer

Last updated April 09 2010: 4:18 AM ET
Email | Print | Share  |  RSS
google my aol my msn my yahoo! netvibes
Paste this link into your favorite RSS desktop reader
See all CNNMoney.com RSS FEEDS (close)
Doctors' jobs made tougher What does the health care legislation mean to those providing care? CNNMoney.com asked physicians to weigh in. More
Uninsured? Wait 'til JuneFor millions, health reform legislation will soon remove some of the barriers preventing them from getting coverage. The most immediate changes for the uninsured start in June. More
Tussle over health care law A number of major U.S. corporations are expecting to take tax charges in the first quarter related to the health care reform law. More
Special Offer

Most stock quote data provided by BATS. Market indices are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer. Morningstar: © 2018 Morningstar, Inc. All Rights Reserved. Factset: FactSet Research Systems Inc. 2018. All rights reserved. Chicago Mercantile Association: Certain market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. Dow Jones: The Dow Jones branded indices are proprietary to and are calculated, distributed and marketed by DJI Opco, a subsidiary of S&P Dow Jones Indices LLC and have been licensed for use to S&P Opco, LLC and CNN. Standard & Poor's and S&P are registered trademarks of Standard & Poor's Financial Services LLC and Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC. All content of the Dow Jones branded indices © S&P Dow Jones Indices LLC 2018 and/or its affiliates.